Personal Finance Planning

The most common financial mistakes Indian investors make are skipping an emergency fund, carrying high-cost debt, being ...

Start early, raise your savings rate each decade, and transition from growth to income as retirement nears. Use EPF/NPS/...

Start with a goal (education/wedding), estimate future cost with inflation, and automate monthly investing. Combine a di...

Most Indian households should target 6 months of essential expenses as an emergency fund. Increase to 9–12 months if you...

The surest way to build wealth in India is a disciplined plan—consistent saving, sensible asset allocation, periodic reb...

For most Indians, Term Insurance is the clear choice for pure protection—high cover at low cost. Keep investments separa...

For most Indians, a plain term insurance plan with a sum assured of 10–20× annual income (or enough to replace expenses ...

Short-term goals (0–3 years) prioritise capital safety and liquidity—think emergency funds, travel, short fee payments—b...